Optimize your cash
Introducing the
Wealthfront Cash Account.

2.24% APY, FDIC Insurance, unlimited transfers and no fees.

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WEALTHFRONT CASH ACCOUNT APY
 
2.24%
INDUSTRY AVERAGE APY*
 
0.10%
We’ve got you covered.

FDIC insured up to $1 million.

That’s four times the insurance that the traditional bank provides, so you can feel confident that your money is safe and secure.

No fees.

No advisory fees, no management fees, no surprises. Earn more and keep more.

No market risk.

Your cash is kept out of the markets, so you never have to worry about short-term volatility.

$1 minimum

It only takes $1 to open and there are no additional deposit requirements.

Unlimited, free transfers.

Move money in and out of your account for free. The money arrives in just one to three days—so it’s always where you need it to be.

Fast and easy setup.

It takes just minutes to open up an account right from your phone.

Have more questions?
Read our FAQ >